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The loan involving R408,000 is considered a gratification, a breach of Act 12 of 2004.
“gratifcation is also classed as a quote unquote loan ... I was satisfied that this was a breach of Act 12 of 2004”
Gratification as misconduct pertains to receiving a loan or benefit in exchange for favours, described as a general corrupt relationship rather than a quid pro quo.
“gratifcation is a breach ... there can be what is described as a generally corrupt relationship ... not a quid pro quo, but a generally corrupt relationship”